Protect your home, vehicle and valuables with affordable insurance in Nelson, Trail and Crawford Bay, B.C.

If you want to insure your home and assets, you can trust the team at Kootenay Insurance Services Ltd. We have assisted thousands of local families and businesses to achieve peace of mind and security over the past 30-plus years.

Our staff consists of independent insurance brokers, meaning we work exclusively for you—the client. We represent a number of leading insurance companies, enabling us to provide a wide range of coverage at competitive prices.

Kootenay Insurance Services is an authorized ICBC Autoplan agent. In addition to our Nelson office, we also have insurance brokers located in Crawford Bay and Trail, B.C., as well as several locations in the East Kootenay region and one in the Okanagan.

Ask for a quote and we’ll get you the best rates on insurance in Nelson or throughout the West Kootenay

Give us a call and we will provide a free quote for the insurance coverage you need.

• Nelson office: 250-352-5341
• Trail office: 250-368-9174
• Crawford Bay office: 250-227-9698

Five-star customer reviews for Kootenay Insurance Services in the West Kootenay:

“I have dealt with them for 10 years and they are informed and pleasant.” ~ Susan, Google reviewer

“Staff are most professional and knowledgeable! They genuinely care!” ~ Jodie, Google reviewer

“Been going here for insurance for years; the folks that work here are the best. Super helpful and easy to deal with.” ~ Will, Google reviewer

What types of property insurance does Kootenay Insurance Services offer in Nelson, Trail and Crawford Bay?

Your home is one of the biggest assets you’ll own through your lifetime. At Kootenay Insurance Services, we help you make certain that your home and the valuable contents you’ve acquired are adequately covered against unforeseen events.

Our comprehensive home insurance packages provide protection for your building, detached structures, personal property and additional living expenses.

We also offer additional coverage such as sewer backup and student off-premises coverage—in some cases at no extra cost.

I need auto insurance in Nelson, Trail or Crawford Bay. Who has the best rates?

Kootenay Insurance Services employs authorized ICBC Autoplan agents in Nelson, Trail and Crawford Bay to assist you with your auto insurance needs.

ICBC offers compulsory basic coverage as well as optional coverages such as collision, comprehensive and replacement cost coverage. We also have several insurers offering a range of extra optional coverages.

Our insurance advisors will help you evaluate your individual requirements. From ICBC to optional private, we make sure you get the best coverage for the lowest premium.

What travel insurance options are available in Nelson and area?

Accidents happen and people get sick while travelling. Healthcare and emergency treatment outside of British Columbia can be expensive, and your provincial health insurance may not provide full coverage. Kootenay Insurance Services has competitive packages available to protect you and your family against these added costs.

We have partnered with TuGo travel insurance to assist with your travel insurance needs.

How do I find the best rate on business insurance in Nelson, Trail and Crawford Bay?

Give us a call. We are dedicated to providing the most innovative, value-added insurance programs for our corporate clients. We believe it is not enough to merely provide insurance policies, and we are continually looking at ways to add value to the risk management service that we provide. We don’t just sell insurance; we regularly review, plan, implement changes and manage your insurance program based on the information you provide us.

We provide commercial insurance coverage for:

• Buildings and contents
• Loss of business income
• Liability
• Errors and omissions
• Umbrella liability
• Directors and officers liability
• Construction risks, equipment and tools
• Pollution coverage

We also offer small packages (retail and office) and bonds. If there is something special or unique about your business, just let one of our business insurance specialists design a comprehensive, customized program to meet your requirements.

Does Kootenay Insurance Services offer recreational insurance coverage in the West Kootenay?

Yes! Your passions matter to us, so we offer coverage for a number of recreational items, including:

• RVs and travel trailers
• ATVs
• Snowmobiles
• Motorcycles
• Watercraft
• Collector vehicles